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Moving in
Final walk-through inspection
The final walk‑through is your last opportunity to confirm the property’s condition, ensure all agreed repairs are completed, and that the seller’s belongings have been removed. This typically happens the day before or day of closing.
Closing
At closing, you, the seller, and the closing agent sign the settlement documents. You’ll sign loan documents and provide your down payment and closing costs, either by certified check or wire transfer. If the property is leased, deposits and prorated rents are typically settled at this time. Once the deed is recorded with the county, you officially take ownership.
Call us at 254.213.3290 or complete this short form and one of our agents will be in touch.
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Tips For Buying
Don’t Max Out Your Budget
Approval for a maximum loan amount doesn’t mean you should spend it all. Reserve funds for closing costs, taxes, repairs, and remodels.
Get To Know The Area
Confirm the neighborhood works for your lifestyle — proximity to schools, shopping, and amenities matters for daily life and resale value.
Don’t Skip The Inspection
Inspections highlight hidden issues, provide negotiation leverage, and give peace of mind.
Get Pre-Approved
A lender pre‑approval signals you’re a serious buyer and strengthens your offer.
Make a List of Deal Breakers
Know what you can live with and what you cannot live without and also those things that can be taken care of with a simple remodel. If you need a 4 bedroom home, don't buy one with 2 that requires a massive addition which can break your budget.
Look At The Age Of Appliances & Other Systems
Some of the most expensive features of a home are Appliances, HVAC, Hot Water Heater, Septic/Well, and Roof. You should pay attention to their age and whether they have required service. You may even be able to get the seller to add a home warranty.
Check For HOA Requirements
Most neighborhoods have HOAs that govern what you can and can't do - be sure you know what the rules are for your neighborhood, and the fees associated with having an HOA. They are usually listed as annual fees.
ONE PARTNER FOR ALL YOUR REAL ESTATE NEEDS
What Price Range Can I Afford?
Resources For Killeen Home Buyers
The journey to homeownership starts by understanding how much you can afford. One major thing to consider is your down payment, if any. Many consumers believe it's impossible to buy a home without at least 20 percent down. But thanks to various government-sponsored programs, many people can now buy a house with as little as 3.5 percent toward a down payment. Veterans of the U.S. military have zero-down programs available.
Finding a knowledgable Mortgage Loan Officer is key to recieving the most up-to-date information on available lending options. Feel free to check out or vetted list of preffered lenders below - or, if you just want to run some quick rough numbers, check out our free mortgage calculator.
Areas We Serve
- Killeen
- Georgetown
- Round Rock
- Liberty Hill
- Leander
- Kyle
- Pflugerville
- Killeen
- Jarrell
- Lampasas
- Cedar Park
- San Marcos
- Buda
- Manor
- Harker Heights
- Nolanville
- Temple
- Belton
- Salado
- Copperas Cove
- Kempner